Financial Highlights
TOPAs of the end of 2020, Bank SinoPac had totaling NT$1,994.6 billion of assets and posted a capital adequacy ratio of 15.96%; both tallies were calculated on a consolidated basis. With equity of NT$139.7 billion, it registered a NT$1,656.8 billion outstanding balance of deposits and NT$1,156.4billion of loans. In 2020, the Bank recorded consolidated net profit of NT$9.754 billion. After-tax earnings per share came in at NT$1.13. The ROE for 2020 topped 7.14%.
| (in NT$ millions, except per share data) | 2020 | 2019 | ||
|---|---|---|---|---|
| Parent Company Only | Consolidated | Parent Company Only | Consolidated | |
| For the year | ||||
| Pretax income | 11,015 | 11,020 | 11,985 | 12,029 |
| Net income | 9,754 | 10,291 | ||
| At year-end | 2020 | 2019 | ||
| Deposits and remittances | 1,630,234 | 1,659,951 | 1,369,484 | 1,388,841 |
| Discounts and loans, net | 1,110,760 | 1,140,986 | 977,952 | 999,554 |
| Total assets | 1,948,165 | 1,994,636 | 1,664,601 | 1,695,816 |
| Total equity | 139,666 | 133,668 | ||
| Per share | 2020 | 2019 | ||
| Earnings per share, net of tax | 1.13 | 1.20 | ||
| Equity per share | 16.23 | 15.53 | ||
| Eligible capital to total risk-weighted assets ratio | 2020 | 2019 | ||
| Capital adequacy ratio | 15.89% | 15.96% | 14.00% | 14.27% |