Financial Highlights
TOPAs of the end of 2021, Bank SinoPac had totaling NT$2,169.5 billion of assets and posted a capital adequacy ratio of 15.78%; both tallies were calculated on a consolidated basis. With equity of NT$143.1 billion, it registered a NT$1,837.8 billion outstanding balance of deposits and NT$1,200.6 billion of loans. In 2021, the Bank recorded consolidated net profit of NT$11.415 billion. After-tax earnings per share came in at NT$1.31. The ROE for 2021 topped 8.07%.
| (in NT$ millions, except per share data) | 2021 | 2020 | ||
|---|---|---|---|---|
| Parent Company Only | Consolidated | Parent Company Only | Consolidated | |
| For the year | ||||
| Pretax income | 13,081 | 13,109 | 11,015 | 11,020 |
| Net income | 11,415 | 9,754 | ||
| At year-end | 2021 | 2020 | ||
| Deposits and remittances | 1,795,796 | 1,840,387 | 1,630,234 | 1,659,951 |
| Discounts and loans, net | 1,149,418 | 1,184,692 | 1,110,760 | 1,140,986 |
| Total assets | 2,111,757 | 2,169,496 | 1,948,165 | 1,994,636 |
| Total equity | 143,129 | 139,666 | ||
| Per share | 2021 | 2020 | ||
| Earnings per share, net of tax | 1.31 | 1.12 | ||
| Equity per share | 16.47 | 16.23 | ||
| Eligible capital to total risk-weighted assets ratio | 2021 | 2020 | ||
| Capital adequacy ratio | 15.80% | 15.78% | 15.89% | 15.96% |