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[{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是「數位帳戶」所以沒有實體存摺喔！\r\u003cBR\u003e可以利用DAWHO APP、網路銀行或行動銀行查詢帳戶，或查看電子對帳單進行對帳。\r\u003cBR\u003e\r\u003cBR\u003e小提醒：如果需要存摺封面可於DAWHO APP、MMA網路銀行或行動銀行下載，功能路徑：\r\u003cBR\u003e1.DAWHO APP：更多 \u003e 存款 \u003e 匯出存摺封面\r\u003cBR\u003e2.MMA金融交易網：申請/設定 \u003e 服務/帳號設定 \u003e 匯出存摺封面\r\u003cBR\u003e3.行動銀行APP：台/外幣 \u003e 帳戶總覽 \u003e 匯出存摺封面","FAQTITLE":"DAWHO數位帳戶有實體存摺嗎？","FAQNO":"934","DOCRURL":"","SATISFACTIONCOUNT":"542","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"高","CLICKCOUNT":"113515","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"沒有問題，不論是出國旅遊或洽公，都可以透過DAWHO帳戶領取外幣，目前可以領出的外幣現鈔有美元、歐元、日圓、港幣和人民幣五種。\r\u003cBR\u003e\r\u003cBR\u003e另外再分享三個小祕技：\r\u003cBR\u003e(1)\t網路先換更便宜：想要兌換外幣現金前，可以先在網路銀行先兌換希望的外幣金額，享受優惠的換匯折扣，可以更划算喔。\r\u003cBR\u003e(2)\t預約領出超便利：使用網路銀行「預約外幣現鈔」功能，可以預先約定要提領的外幣種類、金額、面額（大鈔或小鈔）以及希望領出的永豐銀行分行和日期，到分行的時候可以快速提領，減少等待喔。\r\u003cBR\u003e※預約現鈔手續費※\r\u003cBR\u003e預約外幣現鈔以臺幣帳號結匯免收手續費，匯率依預約交易當下本行提供之現鈔牌告匯率為主。\r\u003cBR\u003e以外幣帳號付款手續費為預約金額的0.9%，最低手續費以等值新臺幣100元計收。\r\u003cBR\u003e(3)\t自動提款更隨意：有時候出國前就是沒時間準備，我們懂。可以就近在永豐銀行網站或APP找到有需要外幣的ATM，直接在ATM提領，24小時都可以。","FAQTITLE":"DAWHO可以領外幣嗎？","FAQNO":"880","DOCRURL":"","SATISFACTIONCOUNT":"133","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"106269","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/MMA8/CustomerService/BranchService/ATM.html","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"預設密碼為身分證統一編號後9碼。當收到卡片後且完成線上開卡，為了保障用卡安全，請儘速到任何一家銀行ATM上執行變更提款密碼喔！","FAQTITLE":"DAWHO的金融卡預設密碼是什麼？","FAQNO":"881","DOCRURL":"","SATISFACTIONCOUNT":"286","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"98991","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/hot/dawhotou/?utm_source##dawho\u0026utm_medium##banner\u0026utm_term##nonpaid\u0026utm_content##hotbn\u0026utm_campaign##dawhotou202007","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"當然可以！\r\u003cBR\u003eDAWHO的存款帳戶可以作為交割帳戶使用，可以透過連結了解大戶投，更棒的是，只要達到大戶等級，在DAWHO的投資準備資金還可直接享受超高優惠存款利率，等待進場期間繼續賺利息。此外目前還有DAWHO與證券帳戶連結的活動喔！","FAQTITLE":"DAWHO可以當作證券交割帳戶嗎？","FAQNO":"899","DOCRURL":"","SATISFACTIONCOUNT":"205","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"67785","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"可以的，「DAWHO現金回饋Debit卡」的悠遊卡有自動加值功能，方便日常搭乘交通工具、停車或是小額消費使用。\r\u003cBR\u003e\r\u003cBR\u003e悠遊卡自動加值，每天最多可以 6次，每次儲值 500 元，每次單筆消費金額上限為新台幣 1,000元，每日悠遊卡扣款消費交易最高為新台幣 3,000 元。Debit卡只能在悠遊卡加值機(AVM)及小額消費端末設備(如超商)等連線式設備才可以自動加值。","FAQTITLE":"Debit卡的悠遊卡可以自動加值嗎？","FAQNO":"876","DOCRURL":"","SATISFACTIONCOUNT":"83","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"67016","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/how/apply/","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"申請DAWHO數位帳戶有以下種驗證方式，您可以選擇其中一種方式完成驗證：(不同認證方式開戶後之帳戶功能有所差異唷！)\r\u003cBR\u003e1. 信用卡認證(永豐銀行或其他銀行的信用卡驗證)\r\u003cBR\u003e ◆該信用卡持有期間須超過半年以上\r\u003cBR\u003e ◆無法立即轉帳給他人，可於開戶後線上提升權限\r\u003cBR\u003e 大戶們還想知道的：查詢可以接受認證銀行及信用卡，詳見【如何當DAWHO \u003e如何開戶】\r\u003cBR\u003e2. 帳戶認證\r\u003cBR\u003e ◆永豐銀行臨櫃開立的帳戶認證(舊戶)\r\u003cBR\u003e (1) 若已申請網路銀行且有申請非約轉功能，將保留目前的網路銀行功能\r\u003cBR\u003e (2) 若未申請非約轉功能，須攜帶身分證+第二證件+原留印鑑或開戶的手機或晶片金融卡洽臨櫃申請\r\u003cBR\u003e ◆其他銀行臨櫃開立的帳戶認證\r\u003cBR\u003e (1) 可以立刻啟用轉帳給他人，非約定轉帳限額為單筆1萬、單日3萬、單月5萬\r\u003cBR\u003e (2) 其他銀行的數位帳戶不可以驗證(如：Richart、O-Bank等)\r\u003cBR\u003e (3) 其他銀行留存的電話號碼與本次驗證的電話號碼須相同\r\u003cBR\u003e (4) 近期未曾於他行變更行動電話號碼\r\u003cBR\u003e3. 臨櫃認證\r\u003cBR\u003e ◆線上送出申請開戶資料後，本人攜帶開戶時上傳的身分證+第二證件以及開戶的手機，於收到申請成功通知後「30日內」至鄰近的任一分行完成認證。","FAQTITLE":"申請DAWHO，有哪幾種驗證方式？","FAQNO":"907","DOCRURL":"","SATISFACTIONCOUNT":"71","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"64639","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是一個整合數位帳戶，服務內容非常豐富，包括：\r\u003cBR\u003e1. 臺幣存款帳戶：專屬優惠利率（符合條件者新臺幣30萬元以內最高年利率1.5%）的臺幣活期儲蓄存款。\r\u003cBR\u003e2. 外幣存款帳戶：可以優惠買賣外幣的存款帳戶（最高減6分）。\r\u003cBR\u003e3. 信託帳戶：可以享受手續費優惠的基金投資信託帳戶（最低免手續費）。\r\u003cBR\u003e4. DAWHO現金回饋多幣Debit卡：開戶就可以得到的一張多功能整合卡，包含了晶片金融卡(提款、轉帳與繳費)、悠遊卡(交通與消費)以及直接扣存款帳戶刷卡消費而且提供現金回饋的Debit卡。\r\u003cBR\u003e5. 專屬每月跨行提款與轉帳最高共20次免手續費優惠（跨行提款及跨行轉帳次數合併計算，不含繳費、跨行存款等功能，每月優惠減免次數期間為當月16日~次月15日）。\r\u003cBR\u003e6. DAWHO現金回饋信用卡：開戶後可以申請也具有悠遊卡功能的信用卡，包含高額度的現金回饋(一般消費國內1%、國外2%)，以及專屬特定活動的加碼刷卡優惠(指定任務加碼1%、特定通路加碼5%，額外部分有額度上限)，詳請洽DAWHO專區的注意事項。\r\u003cBR\u003e\r\u003cBR\u003e特別提醒：優惠方案有活動期間限定，請點選更多說明確認。","FAQTITLE":"DAWHO有什麼服務?","FAQNO":"932","DOCRURL":"","SATISFACTIONCOUNT":"72","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"56529","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO開戶成功後，約7個工作天就會收到以郵寄方式寄送的「DAWHO現金回饋多幣Debit卡」，收到卡片後請依照信件步驟說明，或點選線上服務，就可以立即啟用並享受DAWHO專屬優惠囉！","FAQTITLE":"拿到全新Debit卡要怎樣開卡啟用？","FAQNO":"885","DOCRURL":"","SATISFACTIONCOUNT":"112","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"51779","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"https://applydawho.sinopac.com/DigitalActivation/DigitalActivation/Index","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/MMA8/DocDownload/%E6%B0%B8%E8%B1%90%E9%8A%80%E8%A1%8C%E5%90%84%E9%A0%85%E6%94%B6%E8%B2%BB%E6%A8%99%E6%BA%96%E5%8F%8A%E5%85%AC%E5%91%8A%E4%BA%8B%E9%A0%85.pdf","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是數位帳戶，請儘量使用網路避免走上馬路。當然，有時候總是會有到分行臨櫃的需求，DAWHO也可以在分行臨櫃享受基本服務的（如提款、資料變更等），但需要本人親自攜帶以下證件正本辦理，缺一不可哦。\r\u003cBR\u003e\r\u003cBR\u003e攜帶文件如下:\r\u003cBR\u003e1.身分證\r\u003cBR\u003e2.第二證件(如駕照、健保卡、護照等)\r\u003cBR\u003e3.開戶認證用手機或本人數位帳戶晶片金融卡\r\u003cBR\u003e\r\u003cBR\u003e如果臨櫃要進行提款、轉帳、臺、外幣匯款及買賣外幣現鈔等服務，因為DAWHO是數位帳戶，將酌收臨櫃服務費用新臺幣100元整。\r\u003cBR\u003e\r\u003cBR\u003e好康優惠延長：即日起至2024年12月31日止免加收新臺幣100元臨櫃服務費用!其他收費項目仍依本行「各項服務收費標準及公告事項」辦理。","FAQTITLE":"DAWHO可以使用分行臨櫃的服務嗎？需要攜帶哪些文件?","FAQNO":"917","DOCRURL":"","SATISFACTIONCOUNT":"157","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"46985","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"https://dawho.tw/faq/account/","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"存錢進DAWHO真的超級容易！如果是現金，可以用24小時的自動存款機，直接存進帳戶。如果錢在其他銀行，可以用網路銀行或是ATM轉帳的方式，把錢轉進DAWHO，賺取DAWHO專屬的存款利息！","FAQTITLE":"如何把錢存進DAWHO存款帳戶？","FAQNO":"891","DOCRURL":"","SATISFACTIONCOUNT":"77","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"39867","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"當然可以！\r\u003cBR\u003eDAWHO是一個整合數位帳戶，開戶完成後自動啟用了外幣數位存款帳戶，更提供了VIP等級的換匯優惠，不管是出國旅遊或是投資買賣外幣都可以換越多賺越多，還可以參加永豐銀行外幣定存優惠方案，讓外幣存款更有價值。\r\u003cBR\u003e\r\u003cBR\u003e※臨櫃外幣現鈔存入外幣帳戶之收費標準※\r\u003cBR\u003e美元：美金金額*0.3，以新臺幣計收，最低100元\r\u003cBR\u003e其餘外幣：外幣金額*即期買入匯率*1%，以新臺幣計收，最低100元\r\u003cBR\u003e(人民幣200,000(含)以上，整筆收取3%)\r\u003cBR\u003e*如為特殊鈔券，需另加收特殊鈔券處理費\r\u003cBR\u003e*如將外幣匯入DAWHO外幣帳戶，依本行各項服務收費標準及公告事項，將收取國外匯入匯款手續費400元/筆。\r\u003cBR\u003e\r\u003cBR\u003e小提醒：如果想將外幣匯入DAWHO外幣帳戶，可於MMA網路銀行或行動銀行下載存摺封面，即可查詢匯款資訊喔！\r\u003cBR\u003e\r\u003cBR\u003e功能路徑：\r\u003cBR\u003e1.DAWHO APP：更多 \u003e 存款 \u003e 匯出存摺封面\r\u003cBR\u003e2.MMA：申請/設定 \u003e 服務/帳號設定 \u003e 匯出存摺封面\r\u003cBR\u003e3.行動銀行：台/外幣 \u003e 帳戶總覽 \u003e 匯出存摺封面","FAQTITLE":"DAWHO可以存外幣嗎？","FAQNO":"894","DOCRURL":"","SATISFACTIONCOUNT":"31","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"37946","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO 優惠臺幣活期儲蓄存款，新臺幣1元就開始計算利息(每日計息，每月20日結算，21日付息) ，存越多賺越多，存越早賺越飽。","FAQTITLE":"DAWHO要存多少錢才開始計算利息？","FAQNO":"893","DOCRURL":"","SATISFACTIONCOUNT":"52","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"21544","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是永豐銀行的數位帳戶，要讓您享受和銀行VIP大戶同等的服務－更高的存款利息、更多的刷卡現金回饋、更優惠的外幣換匯、實用的免費跨行提款轉帳、超多檔免手續費的基金投資，以及便利的網路銀行服務。","FAQTITLE":"什麼是大戶DAWHO數位帳戶？","FAQNO":"903","DOCRURL":"","SATISFACTIONCOUNT":"87","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"19390","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO提供了超優惠的臺幣活期儲蓄存款，存越多賺越多，存越早賺越飽！最新活動及優惠期間請詳見更多說明。","FAQTITLE":"DAWHO的優惠存款利率是多少？","FAQNO":"892","DOCRURL":"","SATISFACTIONCOUNT":"34","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"13948","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"Debit卡和信用卡相同部分是都可以消費使用，主要不同之處在申請、額度與扣款的方式：\r\u003cBR\u003e(1) 申請：Debit卡在開戶完成後就會發。信用卡還需要提供財力/收入等證明，並不是每個人都一定可以申請成功。\r\u003cBR\u003e(2) 額度：Debit卡消費時直接從帳戶餘額扣錢，有多少刷多少。信用卡則是依個人財力狀況或需求不同，決定不同的額度。\r\u003cBR\u003e(3) 扣款：Debit卡消費的當下就從帳戶圈存，廠商請款後就進行扣款。信用卡刷卡後一段時間，才會計算帳單，可以延後付款。","FAQTITLE":"Debit卡和信用卡有什麼不同？","FAQNO":"909","DOCRURL":"","SATISFACTIONCOUNT":"34","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"13183","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/sinopacBT/webevents/ec/2017mobile/nocard.html","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"請攜帶永豐銀行晶片金融卡至本行設置之ATM進行設定，完成設定無卡提款密碼後，就可以使用DAWHO APP的「無卡提款」領錢囉。","FAQTITLE":"如何申請無卡提款?","FAQNO":"879","DOCRURL":"","SATISFACTIONCOUNT":"29","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"13055","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO數位帳戶為提供客戶更多神級的禮遇，推出專屬分級制度「大大」與「大戶」兩個等級，自2024年07月01日至2024年12月31日止，不同等級將有不同的臺幣活儲利率、免費跨提轉次數、大戶現金回饋信用卡回饋等優惠，成為「大戶」等級貴賓，還可以另外享有不定期「大戶等級」貴賓的專屬活動及神秘好禮喔！\r\u003cBR\u003e\r\u003cBR\u003e想了解更多請點選更多說明，或可下載DAWHO APP後至【等級\u003e升級攻略】查詢。","FAQTITLE":"什麼是分級制度？","FAQNO":"926","DOCRURL":"","SATISFACTIONCOUNT":"7","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"12794","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"https://dawho.tw/faq/memberloyalty","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/debitcard/","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"「DAWHO現金回饋多幣Debit卡」是一張整合多種功能的簽帳金融卡，只要申請DAWHO數位帳戶都可以申請，包含： \r\u003cBR\u003e晶片金融卡 - 可以繳費、繳稅、跨行提款或跨行轉帳（大戶等級享有每月16日至次月15日最高共20次免費跨行提款與跨行轉帳，其提款及轉帳次數合併計算，不含繳費、跨行存款等功能）。\r\u003cBR\u003e國外提款 - DAWHO現金回饋多幣Debit卡欲使用國外提款功能者，須先臨櫃辦理。\u000b2021年09月01日起新申辦之DAWHO現金回饋Debit卡且開啟『多幣別功能者』，每月以多幣簽帳金融卡不限金額任刷一筆，次月續享有3次免收海外提款手續費優惠。\r\u003cBR\u003e(優惠期間：即日起至2024年12月31日止)。\r\u003cBR\u003e悠遊卡 - 可以搭乘交通工具、停車以及小額消費。\r\u003cBR\u003e簽帳消費 - 可以刷卡消費，免財力證明，直接由存款帳戶中扣抵費用。\r\u003cBR\u003e現金回饋 - 刷卡消費現金回饋（國內0.6%、國外3%）無上限。\r\u003cBR\u003e終身免年費。\r\u003cBR\u003e\r\u003cBR\u003e上述各項回饋方式、規則及限制、優惠期限，請詳見更多說明，並以網頁公告為準。\r\u003cBR\u003e","FAQTITLE":"DAWHO現金回饋多幣Debit卡有哪些功能與權益？","FAQNO":"874","DOCRURL":"","SATISFACTIONCOUNT":"26","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"12116","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/MMA8/CustomerService/BranchService/ATM.html","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO手機就是提款卡！首次使用請先升級行動裝置綁定，完成後準備DAWHO金融卡，找到距離你最近的永豐銀行ATM進行設定，成功設定之後就可以使用DAWHO APP的「無卡提款」領錢了喔。\r\u003cBR\u003e※點選「更多說明」查詢永豐銀行ATM","FAQTITLE":"DAWHO可以用手機「無卡提款」嗎？","FAQNO":"884","DOCRURL":"","SATISFACTIONCOUNT":"14","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"11351","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/how/apply/","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"申請DAWHO數位帳戶，請準備好這些資料：\r\u003cBR\u003e\r\u003cBR\u003e1.\t本人使用且能收到驗證簡訊的手機及門號。\r\u003cBR\u003e2.\t本人使用且能收到Email的電子郵件信箱。\r\u003cBR\u003e3.\t可以安全收到金融卡與信用卡的通訊地址。\r\u003cBR\u003e4.\t彩色清晰可以辨識的中華民國身分證（需要上傳正反面影像）。\r\u003cBR\u003e5.\t彩色清晰可以辨識的「有照片」的健保卡、駕照、護照(三擇一)（需要上傳正面影像）。\r\u003cBR\u003e6.\t可以線上認證的金融資料，詳見更多說明\r\u003cBR\u003e\r\u003cBR\u003e","FAQTITLE":"申請DAWHO需要準備哪些文件？","FAQNO":"906","DOCRURL":"","SATISFACTIONCOUNT":"15","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"10810","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO在收到完整的申請資料後，將會儘速處理。 \r\u003cBR\u003e由於近期申請非常踴躍，目前申請約需要3~7個工作日才能完成開戶，可透過線上服務查詢開戶進度來確認最新狀態，若遇連續假期案件量較多請耐心等候。\r\u003cBR\u003e","FAQTITLE":"DAWHO數位帳戶申請進度如何查詢?","FAQNO":"914","DOCRURL":"","SATISFACTIONCOUNT":"12","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"10159","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"https://apply.sinopac.com/openaccount/appendandinquiry/inquiry","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"永豐銀行實體帳戶無法轉換成DAWHO數位帳戶，但DAWHO數位帳戶可以轉換成永豐銀行實體帳戶，不過請注意DAWHO數位帳戶若轉換成實體帳戶，將無法再享有數位帳戶專屬利率、信用卡等回饋以及參加專屬活動唷！","FAQTITLE":"原本的永豐銀行帳戶可以直接轉換成DAWHO嗎？","FAQNO":"910","DOCRURL":"","SATISFACTIONCOUNT":"21","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"9978","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/sinopacBT/about/introduction/announcement/content/20181226110911275000000000000094.html","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"想賺高利、消費多回饋，就有機會當 DAWHO！\r\u003cBR\u003e\r\u003cBR\u003e只要年齡滿18歲，並符合以下條件，都有機會當DAWHO：\r\u003cBR\u003e1. 持有中華民國身分證、第二身分證件(駕照、健保卡、中華民國護照)。\r\u003cBR\u003e2. 沒有其他國家/地區的國籍或稅務居民身分；如客戶據實聲明具有外國國家/地區稅務居民身分者，已提供FATCA暨CRS相關證明文件，且經臨櫃辨識完成方可申請。","FAQTITLE":"誰可以申請DAWHO？有資格限制嗎？","FAQNO":"901","DOCRURL":"","SATISFACTIONCOUNT":"55","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"8605","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"別擔心，請你與我們的客服同仁聯絡（電話號碼：02-25287776），協助你排除問題或是換發補發新的「DAWHO現金回饋多幣Debit卡」。","FAQTITLE":"DAWHO金融卡遺失或故障該怎麼辦？","FAQNO":"871","DOCRURL":"","SATISFACTIONCOUNT":"13","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"8147","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://applydawho.sinopac.com/OpenAccount/appendandinquiry/inquiry#","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO 不分晝夜每天24小時都接受申請，在收到完整的申請資料後，將會儘速處理。由於近期申請非常踴躍，目前申請約需要3~7個工作日才能完成開戶，可透過線上服務查詢開戶進度來確認最新狀態，若遇連續假期案件量較多請耐心等候。\r\u003cBR\u003e","FAQTITLE":"何時可以申請DAWHO？申請需要多久時間？","FAQNO":"878","DOCRURL":"","SATISFACTIONCOUNT":"28","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"7341","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"1. 明細自動進行收支分類、筆數及金額小計，亦可手動修改類別，自動統整各類收支佔比。\r\u003cBR\u003e2. 提供「這筆不算」功能，排除特定交易的金額計入，讓您的記帳更加精準。\r\u003cBR\u003e3. 可編輯交易說明，詳細記錄每筆資金用途。\r\u003cBR\u003e4. 銀行帳戶及信用卡明細一次查得，一覽無遺，不用再切換頁面。\r\u003cBR\u003e5. 資料區間可查詢長達10年(2013/1/1至今)資料。","FAQTITLE":"跟過往查詢交易明細有什麼不同？","FAQNO":"1034","DOCRURL":"","SATISFACTIONCOUNT":"57","NEWUSERFAQTITLE":"","FAQCATEGORY":"智慧收支帳本","HOTFAQ":"低","CLICKCOUNT":"6658","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"收支手帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"https://paybill.sinopac.com/Home/index","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"您可以在DAWHO APP 查繳永豐銀行與其他銀行本人的信用卡費、水費、電信費，如果要繳納更多費用，可以使用DACARD APP或點選更多說明進入永豐銀行大咖繳費網。\r\u003cBR\u003e\r\u003cBR\u003e*小提醒：使用繳費網或ATM繳費功能，可能依使用方式及功能不同產生額外手續費，不得事後要求補償及補貼，收費標準詳各繳費網及支付平台說明。","FAQTITLE":"DAWHO可以繳費嗎？","FAQNO":"922","DOCRURL":"","SATISFACTIONCOUNT":"14","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"高","CLICKCOUNT":"6249","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/upgrade/","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"有的，為了保護消費安全，將依開立帳戶類型不同而有限制：\r\u003cBR\u003e1.開立帳戶採用臨櫃驗證、既有本行存戶驗證：提款與消費扣款交易，每日最高限額為各幣別帳戶新臺幣12萬元(含等值外幣)。\r\u003cBR\u003e2.開立帳戶採用信用卡驗證、他行帳戶驗證：提款與消費扣款交易，每日最高限額為各幣別帳戶新臺幣6萬元(含等值外幣)。\r\u003cBR\u003e\r\u003cBR\u003e如果需要提升國內外提款/消費扣款限額(最高新臺幣12萬)，可以使用手機、臨櫃方式將帳戶權限升級唷！\r\u003cBR\u003e\r\u003cBR\u003e注意事項：\r\u003cBR\u003e金融卡「消費扣款」服務：透過電子方式從銀行帳戶扣款支付於特約商店，省去提款手續、現金使用之不方便性，詳情請參閱台灣Pay官方網站。\r\u003cBR\u003e","FAQTITLE":"Debit卡有消費的限制嗎？如何提升國內外提款/消費扣款限額？","FAQNO":"888","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"5791","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是一個整合的數位銀行帳戶，透過網路申請，使用網路銀行和行動銀行，不但有臺幣與外幣的存款帳戶，也有整合金融卡提款、轉帳、繳費、悠遊卡與刷卡消費現金回饋的Debit卡，還可以申請專屬超高優惠的現金回饋信用卡，和一般銀行帳戶無異，但是有更多專屬優惠和便利！","FAQTITLE":"要怎麼使用DAWHO？","FAQNO":"896","DOCRURL":"","SATISFACTIONCOUNT":"9","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"5400","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/how/apply/","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"上傳證件時，若有以下情況需進行補件：\r\u003cBR\u003e1.證件拍攝模糊不清、反光、不清晰、裁切、遮蔽到證件\r\u003cBR\u003e2.身分證拍攝同一面(需拍攝正反面)\r\u003cBR\u003e3.證件使用影本、黑白影像、彩色影印、掃描或翻拍的檔案\r\u003cBR\u003e4.身分證非最新版本\r\u003cBR\u003e5.檔案規格不符\r\u003cBR\u003e6.未上傳證件等原因","FAQTITLE":"什麼情況需要補件?","FAQNO":"915","DOCRURL":"","SATISFACTIONCOUNT":"8","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"4735","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"https://apply.sinopac.com/openaccount/appendandinquiry/inquiry","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"當DAWHO數位帳戶確定開戶完成後，將會以電子郵件通知，並且將您專屬的「DAWHO現金回饋多幣Debit卡」（也是晶片金融卡和悠遊卡）以郵寄的方式寄送到您指定的收件地址，也可點選線上服務查詢開戶狀態。","FAQTITLE":"如何確定DAWHO開戶已經完成？","FAQNO":"890","DOCRURL":"","SATISFACTIONCOUNT":"14","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"4706","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"https://apply.sinopac.com/openaccount/appendandinquiry/inquiry","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://apply.sinopac.com/PersonalLoans/PersonalLoans/LoansQry","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"如已是DAWHO現金回饋信用卡卡友，撥款速度就可以加速囉。中午前申請，最快可以在當天下班前撥款入戶喔！如想了解專案進度，請點更多說明。","FAQTITLE":"申請完DAWHO信貸什麼時候可以拿到錢？","FAQNO":"929","DOCRURL":"","SATISFACTIONCOUNT":"10","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"4020","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"沒有問題！\r\u003cBR\u003e這是一定要的！DAWHO是一個整合數位帳戶，開戶完成後自動啟用了外幣數位存款帳戶，直接提供VIP等級的換匯優惠，不管是出國旅遊或是投資買賣外幣都可以換越多賺越多。另外還有不定時舉辦的限時加碼換匯活動喔！\r\u003cBR\u003e\r\u003cBR\u003e好康減分優惠幅度如下：\r\u003cBR\u003e美金1.5分、港幣0.9分、歐元6分、日幣0.06分、人民幣：0.63分\r\u003cBR\u003e\r\u003cBR\u003e*小提醒\r\u003cBR\u003e1.需透過DAWHO APP/行動銀行APP/MMA金融交易網以新臺幣結購上述外幣 (買外幣交易)\r\u003cBR\u003e2.外幣換匯減分優惠，於帳戶開立次一營業日營業時間生效\r\u003cBR\u003e3.本帳戶如轉換為一般存款帳戶，則不再享有數位存款帳戶專屬優惠","FAQTITLE":"DAWHO換外幣是否有優惠？","FAQNO":"869","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"3863","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"希望大家都能有當「大戶」的感覺，所以英文就叫DAWHO了。不過，DAWHO（Digital Account With Happiness Opulence）也有這是一個「豐裕快樂的數位帳戶」的意思喔。","FAQTITLE":"為什麼叫DAWHO？","FAQNO":"933","DOCRURL":"","SATISFACTIONCOUNT":"6","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"3861","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"無碼轉帳是透過取款密碼轉帳給他人，不需要記住對方的銀行帳號，即使不是大戶的用戶也收得到，直覺又方便。","FAQTITLE":"什麼是無碼轉帳?","FAQNO":"923","DOCRURL":"","SATISFACTIONCOUNT":"8","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"3367","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/sinopacBT/webevents/ec/2017mobile/nocard.html?_sasdk##d%3ECs%3EDoEs%3FopDBq%3A%3Dp%40n%3DA%3E%3FFoEE%3FBE%3A%3FF%40r%3EqAr%3AECCF%3EC%3A%3ECs%3EDoEs%3Foqp%40","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"(1) 須持有永豐銀行晶片金融卡\r\u003cBR\u003e(2) 為具交易權限之網路銀行會員，法人會員不提供此項服務。 \r\u003cBR\u003e更多詳細介紹請點選更多說明。","FAQTITLE":"申請無卡提款需要什麼條件嗎？","FAQNO":"925","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"3131","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/personalloan/","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"非常歡迎噢~可點選【更多說明】立即了解專案及填寫聯絡資料，將有專人為你提供專業服務喔！","FAQTITLE":"我已經有其他銀行的信用貸款了，可以用DAWHO信貸來償還那些貸款嗎？","FAQNO":"930","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2937","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/debit/dawhodebit.html","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"在申請DAWHO數位帳戶選擇金融卡類型的同時，指定選擇申請「DAWHO現金回饋多幣Debit卡」，只要開戶完成，不用額外的資料，就可以得到這張功能齊全，消費現金回饋的簽帳金融卡。\r\u003cBR\u003e\r\u003cBR\u003e註：\u000b\r\u003cBR\u003e1. 2021年09月01日起新申辦之DAWHO數位帳戶，申辦當下始可選擇開啟DAWHO現金回饋多幣Debit卡之「多幣別功能」。\r\u003cBR\u003e2.相關卡片權益詳情及規範依本行各簽帳金融卡產品頁面說明為準，。\r\u003cBR\u003e3.其他優惠內容以永豐銀行官網公告為準，永豐銀行保留隨時修改、變更或取消活動相關辦法之權利。\r\u003cBR\u003e","FAQTITLE":"如何申辦DAWHO現金回饋多幣Debit卡？","FAQNO":"873","DOCRURL":"","SATISFACTIONCOUNT":"5","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2756","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO可以作為入薪帳戶，但DAWHO因有專屬的活儲利率優惠，無法與其他福利存款優惠同時使用。","FAQTITLE":"DAWHO可以當作薪水帳戶嗎？","FAQNO":"898","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2448","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"可以！已經有永豐銀行存款帳戶也可以申請DAWHO數位帳戶，快點選線上服務申辦DAWHO當大戶，享受數位帳戶帶來的全方位數位服務。","FAQTITLE":"我已經有永豐銀行存款帳戶，可以申請嗎？","FAQNO":"911","DOCRURL":"","SATISFACTIONCOUNT":"13","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2275","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"https://applydawho.sinopac.com/OpenAccount/OpenAccount/WhichOne#","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/saving/","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"目前還沒開放未成年申請DAWHO喔！\r\u003cBR\u003e只要年齡滿18歲就可以申請！詳情請點更多說明","FAQTITLE":"未成年人可以申請DAWHO嗎？","FAQNO":"902","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2245","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/personalloan/","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"可透過【更多說明】了解專案內容及填寫聯絡資料，專人將於營業時間期間 1 小時內透過電話方式與你聯絡！","FAQTITLE":"我已經有DAWHO了，要怎麼申辦DAWHO信貸？","FAQNO":"927","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2079","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"如果資金有長期的規劃，可以將資金轉為定期儲蓄存款，並且依照喜好和需要決定存款的期間和領取利息的方式。","FAQTITLE":"DAWHO帳戶裡的錢可以存定存嗎？","FAQNO":"870","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2054","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"「DAWHO現金回饋多幣Debit卡」有悠遊卡功能，方便日常搭乘交通工具、停車或是小額消費使用。","FAQTITLE":"DAWHO現金回饋多幣Debit卡有沒有悠遊卡的功能？","FAQNO":"875","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2043","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"1. 銀行存摺交易、信用卡消費明細綜合查詢 : 資料區間可查詢自2013/1/1以來長達10年資料。\r\u003cBR\u003e2. 交易備註編輯功能：可編輯交易摘要明細說明，詳細記錄每筆資金用途。\r\u003cBR\u003e3. 整合帳戶及卡號明細：銀行存摺帳戶及信用卡明細一覽無遺，不用再切換頁面。\r\u003cBR\u003e4. 交易明細自動分類：明細已由系統自動分類，亦可手動修改，並自動統整各類收支佔比。系統無法判定類別者，將先歸類為「這筆是啥」，您可手動修改至正確的類別。\r\u003cBR\u003e5. 搜尋與篩選功能：可利用關鍵字查詢，更快更精準地找到想要的交易明細。\r\u003cBR\u003e6. 特定交易明細排除功能：提供「這筆不算」功能，排除特定交易的金額計入，記帳更精準。\u000b\u000b\r\u003cBR\u003e\r\u003cBR\u003e注意事項: 本系統係提供銀行帳號出、入金及信用卡消費整合查詢的自動記帳分析服務。有關資料提供時點及匯率折算規則可於功能首頁按下「淨收支」右邊的ｉ查詢。","FAQTITLE":"智慧收支帳本有什麼功能？","FAQNO":"1048","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"智慧收支帳本","HOTFAQ":"低","CLICKCOUNT":"1919","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"收支手帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/personalloan/","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"可以喔！為節省你的寶貴時間，建議你可以同時申請DAWHO信貸和DAWHO數位帳戶。請點選【更多說明】了解專案內容！","FAQTITLE":"我還沒有DAWHO，可以申請DAWHO信貸嗎","FAQNO":"928","DOCRURL":"","SATISFACTIONCOUNT":"5","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1902","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"可以的，請本人攜帶身分證、第二證件（駕照、健保卡或護照），親自前往永豐銀行以簡訊行動電話或DAWHO現金回饋多幣Debit卡至分行申請國外提款功能。\r\u003cBR\u003e※點選「更多說明」查詢分行服務據點","FAQTITLE":"DAWHO現金回饋多幣Debit卡可以在國外提款嗎？","FAQNO":"883","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1837","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"沒有問題！\r\u003cBR\u003e存在DAWHO的外幣可以直接參加永豐銀行外幣定存優惠方案，讓外幣存款更有價值。此外，DAWHO還可享有VIP等級的換匯優惠，不管是出國旅遊或是投資買賣外幣都可以換越多賺越多。","FAQTITLE":"DAWHO可以參加外幣優惠定存嗎？","FAQNO":"895","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1486","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/hot/mortgage/financialloan/?utm_source##bank\u0026utm_medium##links\u0026utm_term##nonpaid\u0026utm_content##na\u0026utm_campaign##mortgage202009","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"理財型房貸就是把還款本金的變成轉換成能隨借隨還的資金，可以隨時動用、按日計息，方便資金調度。想了解更多可點選更多說明。","FAQTITLE":"什麼是理財型房貸？","FAQNO":"937","DOCRURL":"","SATISFACTIONCOUNT":"5","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1270","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"信用卡消費會有退刷情形、銀行帳戶也可能有更正交易，因此會有支出出現正值的情況。\r\u003cBR\u003e信用卡消費會因刷退而可能出現回饋金扣回調整、銀行帳戶入金也可能沖回更正，因此會有收入出現負值的情況。\r\u003cBR\u003e[例如: 銀行更正交易的情況：ATM領鈔，但機器出了問題沒有吐鈔出來，事後銀行帳戶會有更正交易。]","FAQTITLE":"為什麼在收入會有負值？為什麼在支出會有正值？","FAQNO":"1045","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"智慧收支帳本","HOTFAQ":"低","CLICKCOUNT":"1218","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"收支手帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"有的，你可以在「DAWHO現金回饋多幣Debit卡」背面看到這張卡的有效使用期限(MM/YY)卡片快到到期之前，你會收到我們主動通知您卡片更換的訊息喔。\r\u003cBR\u003e其中MM代表月份(如到期月份為 6月會顯示 06)，YY代表西元的年份後兩位數(如到期年份為2025年則會顯示25)。\r\u003cBR\u003e","FAQTITLE":"Debit卡有使用期限嗎？","FAQNO":"886","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"996","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"同一個身分證字號只可以申請一個DAWHO數位帳戶喔！因為DAWHO 跟你一樣都是獨一無二的～","FAQTITLE":"同一個人可以申請幾個DAWHO？","FAQNO":"905","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"967","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"不行，目前只能連結用戶在永豐銀行存摺及信用卡的資料。","FAQTITLE":"可以連結其他銀行或記帳APP資料嗎？","FAQNO":"1036","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"智慧收支帳本","HOTFAQ":"低","CLICKCOUNT":"886","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"收支手帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/faq/transfer/","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"轉出方：設定取款密碼、轉帳金額，再將收款連結一起提供給對方就可以完成轉帳囉。\r\u003cBR\u003e收款方：點選收款連結，輸入取款密碼、領取金額、驗證碼，再輸入收款銀行及銀行帳號，就可以完成收款囉。\r\u003cBR\u003e更多詳細介紹請點選更多說明。","FAQTITLE":"如何進行無碼轉帳？","FAQNO":"924","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"862","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"網路銀行自然人會員，點進我們行動銀行/大戶APP，就可以看到下方的智慧收支帳本icon。\r\u003cBR\u003e1. 行動銀行登入後→首頁的【推薦功能區】智慧收支帳本的 icon。\r\u003cBR\u003e2. 大戶登入後→【更多】或【常用】下點選「智慧收支帳本」的功能選項。","FAQTITLE":"如何找到APP中的智慧收支帳本服務？","FAQNO":"1054","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"智慧收支帳本","HOTFAQ":"低","CLICKCOUNT":"861","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"收支手帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"智慧收支帳本所指收入、支出是指帳戶入金、出金的概念。","FAQTITLE":"帳戶出金轉存定存、換匯、股票抽籤，都會被列為支出？","FAQNO":"1043","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"智慧收支帳本","HOTFAQ":"低","CLICKCOUNT":"696","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"收支手帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"本系統提供自動記帳帳務分析服務。交易明細是以本行歷史倉儲資料提供的交易內容為主，所以可能延遲一天或至一週不等，實際交易資料請以本行存摺或對帳單所載之交易資訊為準。","FAQTITLE":"為什麼看不到今天的交易？","FAQNO":"1040","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"智慧收支帳本","HOTFAQ":"低","CLICKCOUNT":"562","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"收支手帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"外幣折算規則：2022/12/31(含)前的交易，以當月月底匯率折算；2023/1/1(含)後的交易，以交易日15:30收盤匯率折算。","FAQTITLE":"為什麼消費明細中外幣消費匯率與當下消費匯率不同？","FAQNO":"1038","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"智慧收支帳本","HOTFAQ":"低","CLICKCOUNT":"378","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"收支手帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"1. 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若您已是本行信用卡卡友或存款戶，但並未申請線上服務者，只要至全省分行臨櫃申請成為本行MMA會員或是線上申請DAWHO數位帳戶成為大戶，都可以直接享有智慧收支帳本的服務功能哦!\r\u003cBR\u003e","FAQTITLE":"誰可以使用智慧收支帳本？","FAQNO":"1052","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"智慧收支帳本","HOTFAQ":"低","CLICKCOUNT":"372","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"收支手帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"很抱歉，目前還沒有開放外籍人士申請DAWHO喔。","FAQTITLE":"外國人可以申請DAWHO嗎？","FAQNO":"877","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"287","BANKCATEGORY":"數位帳戶","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"本系統提供自動記帳帳務分析服務，資訊僅供參考，實際正確之資料請以存摺或對帳單所載之交易資訊為準。\r\u003cBR\u003e若想申請銀行綜合對帳單補發，請參考本行「智慧小豐」發問「如何申請銀行綜合對帳單」頁面說明。\r\u003cBR\u003e若想申請信用卡帳單補發，請參考此頁面說明 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