Financial Highlights
TOPAs of the end of 2025, Bank SinoPac had totaling NT$2,972.7 billion of assets and posted a capital adequacy ratio of 15.21%; both tallies were calculated on a consolidated basis. With equity to parent company of NT$199.6 billion, it registered a NT$2,441.3 billion outstanding balance of deposits and NT$1,741.1 billion of loans. In 2025, the Bank recorded consolidated net profit to parent company of NT$19.526 billion. After-tax earnings per share came in at NT$1.76. The ROE for 2025 topped 10.15%.
| (in NT$ millions, except per share data) | 2025 | 2024 | ||
|---|---|---|---|---|
| Parent Company Only | Consolidated | Parent Company Only | Consolidated | |
| For the year | ||||
| Pretax income | 23,185 | 23,751 | 21,210 | 21,292 |
| Net income to parent company | 19,526 | 17,417 | ||
| At year-end | 2025 | 2024 | ||
| Deposits and remittances | 2,323,579 | 2,442,303 | 2,214,653 | 2,276,482 |
| Discounts and loans, net | 1,625,160 | 1,715,324 | 1,565,299 | 1,603,410 |
| Total assets | 2,827,258 | 2,972,676 | 2,686,164 | 2,771,059 |
| Total equity to parent company | 199,570 | 185,083 | ||
| Per share | 2025 | 2024 | ||
| Earnings per share, net of tax | $1.76 | $1.57 | ||
| Equity per share(based on the number of outstanding shares as of each year end) | $18.02 | $17.83 | ||
| Eligible capital to total risk-weighted assets ratio | 2025 | 2024 | ||
| Capital adequacy ratio | 16.08% | 15.21% | 15.09% | 14.54% |