Fee Schedules of Credit Card
*No annual fee in the first year.
|Bill Request Fee||NT$50 Per Domestic Transaction, NT$100 Per Foreign Transaction|
|Statement Reissuance Fee||If it is in need to reissue the statements 3 months before due to the cardholder, each statement per month will be charged for NT$ 100.|
|Process Fee for Lost/Steal Case||In the event that the credit card is lost or stolen, it will be charged for NT$200 per card as bank process fee.|
|Cash Advance Fee||Cash Advance Fee:
Each amount of cash * 3.5% + NT $ 100.
If the Cash Advance Fee is less than NT$ 500 per cash advance over the counter, please be noted that it will still be charged NT$ 500. If the Cash Advance Fee is less than NT$ 200 per cash advance over ATMs, or through telephone banking or internet banking, please be noted that it will still be charged NT$ 200. ( If you use revolving credit to pay the bill, the interest will be charged according to the Bank’s interest rate and calculation of interest rate for revolving credit. )
|Replacement Fee||NT$200 Per Card|
|Pay off Certificate Fee||Upon termination of the Credit Card Agreement between the cardholder and the Bank, if the cardholder has paid off all amount owing on his account, the cardholder may apply for "Pay off Certificate" with the fee charged at NT$ 200 per certificate.|
|Late Payment Fee||If you do not make the Minimum Payment on or before the Current Statement's Due Date, you must pay the revolving credit interest until we process and settle your full statement balance, and Late Payment Fee will also be included.
Late Payment Fee:
If you did not make the Minimum Payment on or Before the Current Statement's Due Date ,the first month Late Payment Fee will be charged at NT$300 for the first month; Late Payment Fee will be charged at NT$400 for the 2nd consecutive month; Late Payment Fee will be charged at NT$500 for the 3rd consecutive month; (if "the current statement balance" is below or equals NT$ 1000, Late Payment Fee will not be charged) we charge Late Payment Fee up to 3 consecutive months every time.
|Foreign Transaction Fee||
|Fee for Credit Card Payment for Supervision Fee by Phone / Internet||
|Refund Process Fee||The cardholder is required to pay refund process fee for NT $ 100 per case and such refund shall be made only to the cardholder's own financial institution account or made by a check|
|Fee for Payment through "WWW.GOV.TW"||NT $ 20 per case* Please refer to the announcement of the " WWW.GOV.TW " for the fee information .|
|Remittance Process Fee||For the cardholder dealing with Cash Advance by telephone or internet and requiring the Bank to remit such cash advance to another financial institutions, in addition to Cash Advance Fee, Remittance Process Fee shall be paid to the Bank at NT $ 30 for each time.|
Please manage your finances carefully and value your credit
Interest on revolving credit and cash advance : 2.74%~15% (Base date of interest on revolving credit: Aug.3 ,2015)
Service Charges for cash advance : NT$100 + the amount of cash advance x3.5%